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Call free today: 020 3746 8894

Above Debt Ltd are a caring, debt help company, specialising in debt relief schemes including IVAs, Protected Trust Deeds, DAS and CVAs. In the current climate, many are finding it hard to meet their repayments and there is legislation in place that can help.

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How
It Works

An IVA is an agreement between you and your creditors, which allows you to repay only what you can afford over a fixed a set period of time.

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We can write off a large portion of your unaffordable debt through an IVA.

1

Step 1:

In an IVA, a single, affordable monthly payment is agreed upon. This is then divided between the unsecured creditors included within the arrangement.

2

Step 2:

Creditors are no longer allowed to contact you.

3

Step 3:

Generally a 5 year plan.

3

Step 4:

At the end of an IVA, the balance of any debts included within the IVA is written off, and during its course, all interest and fees are frozen.

Free
Yourself
From Debt
Today

Our fully trained advisors are available to help and can explain the Pros & Cons of all of these to help you make an informed decision.

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Representative Example

New monthly cost

£100

over

5 years

Debt Value IVA
Example Debt Level £11,000
Average write off % 73%
Write off amount £4,380

Note: This is a representative example based on a debt level of £6,000 and average write off percentage of 73%. your actual result may differ, depending on confirmed debt level and other factors, such as income and expenditure.

What Our Clients Say...

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How Our Debt Solutions Can Help

We aim to reduce monthly commitments and write-off a large portion of unaffordable debt.

Clients can expect to have zero contact with their creditors going forward, should they wish.

To see what you qualify for, please fill in the online form or call us on 020 3746 8894.

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Our Service Is

Friendly

Simple

Confidential

Empowering

Positive

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Debts We Can Help With

In addition to council tax debt we can also help you with the following:

Credit
Cards

Personal
Loans

Store
Cards

Credit
Lines

Council
Tax

>

Overpayments
of Benefits

HMRC

Business
Debt

Payday
Loans

Shortfalls in cars or houses
that you no longer have

Catalogues

Overdrafts

Bank
Overdrafts

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