Your Debt Free Future Starts Here
- Stop interest and charges from soaring
- Lower your bills to one affordable monthly payment.
- End pressure from the people you owe money to
What is the total amount of your debts?
Above Debt Ltd are a caring, debt help company, specialising in debt relief schemes including IVAs, Protected Trust Deeds, DAS and CVAs. In the current climate, many are finding it hard to meet their repayments and there is legislation in place that can help.Find out more
An IVA is an agreement between you and your creditors, which allows you to repay only what you can afford over a fixed a set period of time.Start here
In an IVA, a single, affordable monthly payment is agreed upon. This is then divided between the unsecured creditors included within the arrangement.
Creditors are no longer allowed to contact you.
Generally a 5 year plan.
At the end of an IVA, the balance of any debts included within the IVA is written off, and during its course, all interest and fees are frozen.
New monthly cost
Note: This is a representative example based on a debt level of £6,000 and average write off percentage of 73%. your actual result may differ, depending on confirmed debt level and other factors, such as income and expenditure.
We aim to reduce monthly commitments and write-off a large portion of unaffordable debt.
Clients can expect to have zero contact with their creditors going forward, should they wish.
To see what you qualify for, please fill in the online form or call us on 020 3746 8894.Find out more
In addition to council tax debt we can also help you with the following: